Whats insurance do you need to get for a tanzania safari ?
What insurance do you really need
Here are the essentials:
| Type of coverage | Why it matters on safari / in Tanzania |
|---|---|
| Emergency medical / hospitalization | If you get sick or injured in a remote location, hospitals may be far and medical care expensive. |
| Medical evacuation & repatriation | If things are severe (fractured bone, serious disease, etc.), you may need to be flown to a bigger hospital (domestic or abroad). Getting home if you’re very ill may also be needed. |
| Personal accident | For injuries while doing activities (walking safaris, hikes, hot-air balloon rides, possibly Kilimanjaro, etc.). |
| Trip cancellation / interruption | Flights canceled, weather problems, illness—if you have paid lodges/travel already you don’t want to lose everything. |
| Baggage loss / delay / theft | Your gear, clothes, camera equipment are often expensive, and connecting flights / remote camps = risk of loss or delays. |
| Personal liability | In case you accidentally damage something or injure someone. |
| Adventure / high-risk activity cover | Safari drives, mountain treks (especially high elevation), boat rides, etc., may be excluded in standard policies. Must check if covered or add-ons needed. |
| Cover for pre-existing medical conditions |
